Law Offices of

Shannon C. Smith, PLLC


Client Focused. Results Driven.

Bankruptcy is a very daunting and difficult decision.  If you are considering bankruptcy, we highly recommend professional legal consultation.. At our Office, we recognize that declaring bankruptcy is a major life decision. We will be with you every step of the way to make the process easier and lead you to achieving a new financial beginning . The two most common types of bankruptcy are chapter 7 and chapter 13.  


Chapter 7 Bankruptcy                


Chapter 7 bankruptcy is the most common type of bankruptcy and often referred to as "liquidation". Chapter 7 bankruptcy involves selling off assets to pay off creditors. This will only be available to people who meet certain criterion. To determine if you are eligible for chapter 7 bankruptcy, or to find out if your best option is chapter 7 bankruptcy contact us immediately for a free consultation.  


Chapter 13 Bankruptcy                


This is also known as “debt reorganization”. Chapter 13 bankruptcy allows  you to combine all of your debt into one monthly bill. Chapter 13 is usually for individuals who still have regular income but are faced with extreme amounts of debt.  This still allows creditors to regain more of their repayments, while drastically reducing the individuals total amount of debt.   We understand the bankruptcy process can be intimidating, but debt problems become  worse if ignored. If you are considering bankruptcy, please contact our office today to speak with one of our attorneys about your options and to set up a meeting for a free consultation.


The Law Offices of Shannon C. Smith is a debt relief agency committed to helping people find debt relief under the Bankruptcy Code

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Law Offices of Shannon C. Smith, PLLC
Main StreetCovington or Louisville, KY41011US
Phone: 270-401-1615 Website: